Homes for Sale in Shingle Springs, CA

Homes for Sale in Shingle Springs

The housing market is booming in Shingle Springs, CA, and we can help you find the home of your dreams at Callie Homes Real Estate!

If you are looking for Real Estate in Shingle Springs or are looking to sell a house, we can provide you with essential real estate services to make the buying and selling process smooth and easy.

At Callie Homes Real Estate, one of our specialties is home sales where the price of the property has changed or the homeowner’s financial state has altered. These sorts of events can be very stressful, but we can help you navigate all the available options and determine which are the best for you in your individual circumstances. If you are upside down in your mortgage, you can choose to give your home back to the bank, which is called foreclosure, or you can do a short sale. At Callie Homes Real Estate we specialized in Certified Distressed Property management so we can help you with this.


Foreclosures and Bank Owned Properties in Shingle Springs

Foreclosures are when a homeowner simply stops making payments on a home and the bank takes possession of the home. The bank then puts up the foreclosed homes for sale in Shingle Springs and often prices them extremely low in order to sell them quickly. If you are facing foreclosure in the Shingle Springs, CA area, contact Callie Homes Real Estate and we will help you evaluate your options. If you are looking to take advantage of the low prices of foreclosed homes, we can also help you with this process. Foreclosed homes are often priced lower than conventional sales because the banks want to turn them over quickly, so you can benefit from great low prices. At the same time, however, foreclosures also come “as-is” so you will have to take care, get the house thoroughly inspected, and be prepared to make any necessary repairs on the home. Callie Homes Real Estate can step you through this process and advocate for you when choosing a foreclosed home or a bank owned property.

Short Sales in Shingle Springs

An alternative option to foreclosure if you are upside down in your home mortgage is a short sale. Though most states do not allow for short sales, residents of California can take advantage of this method to get out of a home that they owe more on than it is worth. The way a short sale works is that you sell your home for the market price, determined by the actual sale prices of similar houses in the same neighborhood that sold recently, taking into consideration the condition of the house and any improvements that have been done on it. This sale price will be less than you owe on the home, since this is the definition of being underwater on your loan. In most states, the result of this would be that you still owed the bank money for an asset you no longer owned, but in California the remainder of your loan is forgiven once you sell the house. Your credit score takes a hit, but for many homeowners this is still a much better option than foreclosure or continuing to pay on a home that is not worth the price. If you are upside down in your mortgage, give Callie Homes Real Estate Agent a call today and we can help you figure out your options.

Certified Distressed Homes in Shingle Springs

If you are facing foreclosure or considering a short sale, you need to talk to a Certified Distressed Property Expert. This designation indicates that the real estate agent has the education and training necessary to help you and advocate for you in a distressed property situation. At Callie Homes Real Estate Agent, we are Certified Distressed Property Experts and we can help you negotiate your options and make the best choice for you.

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